Venture Real Estate Group, LLC is uniquely poised to provide market insights and expertise that far exceed what is available at your typical real estate brokerage agency. With decades of experience, we offer the highest possible level of advice, expertise and service to assist you in your home purchase.
Whether you are buying your first home, moving into a new home or buying an investment property, Venture Real Estate Group, LLC works through the complications of multi-faceted real estate transactions to minimize stresses associated with real estate buying. Take advantage of our services, our years of knowledge, our technological approach and our unique business model intended to help you find the perfect home and your most-prized single-family asset.
KNOW YOUR TIME FRAME
It's going to take time and likely various viewings before you find your new home. Additionally, the home-buying process is often quite variable. Most buyers schedule three or four months to find properties, get approved for lending, making offers, and completion of inspections and closing. Commonly, the mortgage and closing process will generally take between 30 and 45 days.
BE PREPARED FOR THE LOAN PROCESS
Getting a mortgage may be somewhat intimidating. First-time buyers typically don't know where to turn or what to do. Our professionals are prepared to walk you through the process of finding your home, applying for a loan, obtaining appraisals, title insurance, home owner's insurance, inspections and closing. There are also steps we can walk through to better prepare you for the process:
BE REALISTIC ABOUT YOUR PRICE RANGE
Most buyers purchase a home equivalent to one and one-half times to two times their annual income. A buyer making $50,000 should look for a home priced between $75,000 and $125,000. That makes mortgage payments roughly 27% of gross monthly income. Any other debt will also be considered in the process including car payments and student loans. Ideally, total debt should not exceed 40% of total monthly income. There are several loan programs available with varying loan-to-debt ratios. We can help you through the budgeting and pre-qualification process so you are prepared when meeting with a lender for the first time.
GET THE RIGHT HOME THE FIRST TIME
Moving again in a matter of months or years isn't much fun, and the expense can be significant.
Follow these tips to help avoid buyer's remorse and get the right home the first time around!
As your preferred Realtor®, we can answer any questions you have, and are ready and willing to help guide you through the home buying process.
Venture Real Estate Group, LLC
The information provided is deemed reliable and for convenience only. The data relating to real estate for sale on this website comes in part from the participating Agents and/or Brokers. Although we put forth our best efforts, all information should be indenpendently verified as it is not guaranteed for accuracy. The property information provided is for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties said consumers may be interested in purchasing.
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